In India, credit cards have become an essential financial tool for many people. They offer a convenient and flexible way to make purchases, pay bills, and access credit. However, not all credit cards are created equal, and some come with hefty annual fees or high-interest rates that can add up over time. If you're looking for a credit card that won't break the bank, here are some of the best free credit cards in India.
ICICI Bank Platinum Chip Credit Card
ICICI Bank Platinum Chip Credit Card is a great choice for those looking for a credit card that offers rewards without an annual fee. This card offers a 2.5% cashback on all purchases made using it. Additionally, this card has no annual fee, making it a great choice for those looking for a low-cost credit card option. Cardholders also have access to exclusive discounts and offers on a range of products and services.
Standard Chartered Manhattan Platinum Credit Card
The Standard Chartered Manhattan Platinum Credit Card is another great option for those looking for a no-annual-fee credit card. This card offers 5% cashback on all supermarket and grocery purchases, making it a great choice for those who do a lot of grocery shopping. Additionally, cardholders can earn 3x rewards points on all other purchases made using the card. This card also offers access to exclusive discounts and offers on a range of products and services.
HDFC Bank MoneyBack Credit Card
The HDFC Bank MoneyBack Credit Card is a great option for those looking for a credit card that offers cashback rewards without an annual fee. This card offers 2 reward points for every Rs. 150 spent using the card, and these reward points can be redeemed for cashback. Additionally, this card comes with a 1% fuel surcharge waiver, making it a great choice for those who frequently use their card to purchase fuel.
Axis Bank Buzz Credit Card
The Axis Bank Buzz Credit Card is a great option for those who frequently shop online. This card offers 5% cashback on all online shopping purchases made using the card. Additionally, this card comes with a 1% fuel surcharge waiver, making it a great choice for those who frequently use their card to purchase fuel. This card also offers access to exclusive discounts and offers on a range of products and services.
SBI SimplyCLICK Credit Card
The SBI SimplyCLICK Credit Card is another great option for those who frequently shop online. This card offers 5x reward points on all online purchases made using the card. Additionally, this card offers 10x reward points on all online purchases made at partner websites. This card also comes with a 1% fuel surcharge waiver and no annual fee, making it a great choice for those looking for a low-cost credit card option.
Citibank Cashback Credit Card
The Citibank Cashback Credit Card is a great option for those looking for a no-annual-fee credit card that offers cashback rewards. This card offers 5% cashback on all movie ticket purchases, telephone bill payments, and utility bill payments made using the card. Additionally, cardholders can earn 0.5% cashback on all other purchases made using the card.
Kotak Royale Signature Credit Card
The Kotak Royale Signature Credit Card is a great option for those who enjoy travel benefits. This card offers 4 reward points for every Rs. 150 spent using the card, and these reward points can be redeemed for air miles. Additionally, this card offers complimentary access to airport lounges and travel insurance benefits. This card does not have an annual fee for the first year, and thereafter, it can be waived off if you spend Rs. 1,50,000 in the previous year.
IndusInd Bank Platinum Credit Card
The IndusInd Bank Platinum Credit Card is a great option for those looking for a credit card that offers rewards without an annual fee. This card offers 1.5 reward points for every Rs. 150 spent using the card, and these reward points can be redeemed for cashback or merchandise. Additionally, this card offers discounts and offers on dining, shopping, and travel.
RBL Bank Titanium Delight Credit Card
The RBL Bank Titanium Delight Credit Card is a great option for those who enjoy dining out. This card offers 2 reward points for every Rs. 100 spent using the card, and these reward points can be redeemed for cashback or dining vouchers. Additionally, this card offers discounts and offers on dining, shopping, and entertainment.
Yes Bank Prosperity Edge Credit Card
The Yes Bank Prosperity Edge Credit Card is a great option for those looking for a credit card that offers cashback rewards without an annual fee. This card offers 6 reward points for every Rs. 100 spent using the card, and these reward points can be redeemed for cashback or merchandise. Additionally, this card offers discounts and offers on dining, shopping, and travel. This card also comes with a 1% fuel surcharge waiver.
In conclusion, there are many great free credit card options available in India. Whether you're looking for cashback rewards, access to exclusive discounts and offers, or a low-cost credit card option, there is a credit card out there that is right for you. Be sure to do your research and choose a card that meets your specific needs and financial situation.